CAP Money Course

It pays to look after your money. Simple steps to build a budget and take control.

The CAP Money Course is a free course with online tools to build a personal budget and get on top of your money. Manage every area of your finances, from paying off debt to saving for the things you want and enjoy a future free from money stress.
The course is usually run over 3 sessions. Your coach will help you identify how you spend your money and prioritise the things that are important to you.
What is involved?
You will learn a simple system that has been working for attendees for over 20 years! By the end, you will know how to live within your means, manage or prevent debt, and save for your future.
Have you tried to keep to a budget but it has not worked? Why is CAP money different?
With CAP Money you are not alone. You will have a CAP Money Coach working alongside you as you build and balance your budget. CAP Money is simple. No complicated spreadsheets or calculations. The specialised online budget worksheet does all the thinking for you and will help you put the CAP ‘three account system’ into practice.
How much does CAP Money cost me?
Nothing at all! It is free to attend because CAP believes that everyone should have access to tools and resources to help you tell your money what to do.
How can I budget on a low income?
Budgeting is not about how much money you have coming in, it is about telling that money what to do. That is why budgets work even on a low income.
Will this help with my debt?
The CAP Money course includes a topic on debt reduction and will suggest different options on how you can pay down your debt.
Is this just for Christians?
No, this course is for anyone and everyone. Your CAP Money Coach might mention the church they are from and say something about their faith, but this is a money course not a church service! There are no strings attached to this course.
Why do I need a budget if I have a pretty high income?
Those with high incomes are often less likely to have a budget! But if you are not telling your money what to do, you will not be prepared for life’s potential curveballs, and you will not be getting the most out of what you have right now. Budgeting is for everyone.